Layer 3 on Base

Decentralized Banking Infrastructure

A Layer 3 built on Base, optimized for institutional finance with core integration of stablecoin, flatcoin, and privacy primitives.

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What Is bankl?

bankl is a decentralized layer for financial services, providing purpose-built infrastructure for institutional finance.

4 Pillars:

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Financial Primitives

Precompiles for stablecoins, flatcoins, and banking protocols.

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Privacy Focus

Private smart contracts with encrypted inputs and outputs.

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Banking Standards

Native support for ISO-8583, ISO-20022 standards.

Why bankl?

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Domain-specific financial infrastructure

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Protocol-level identity and compliance

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Built on Base with Layer 3 optimization

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Financial-grade security and privacy

Technology Stack

Account abstraction model with runtime enforcement

Private state and shielded transactions

ZK solutions for financial privacy

VM embedded pre-transaction compliance hooks

Purpose-Built Infrastructure

Complete tooling for institutional finance

Financial Data Layer

Specialized explorers, oracles, indexers and on-chain data

  • Finance-aware schema & dashboards
  • Deterministic financial state tracking
  • High-performance querying & monitoring

Banking Protocol Support

Parsers and validators for ISO-20022 and ISO-8583

  • ISO-20022 & ISO-8583 parsers
  • Banking protocol intelligence
  • Validators, encoders, dispatchers

Analytics & Intelligence

Finance-aware dashboards with compliance-grade resolution

  • Financial intelligence & categorization
  • Time machine & historical state replay
  • Institutional visualization & access control

Institutional APIs

Exchanges, clearinghouses and controlled access systems

  • Exchanges & clearinghouses
  • Public data APIs
  • Institutional access control

Financial-Grade Security

Enterprise-ready compliance solutions

KYC/AML Integration

Regulated onboarding with jurisdictional controls

  • Regulated onboarding flow
  • Wallet ↔ legal entity binding
  • Jurisdictional access controls
  • Real-time sanctions screening

Custodial & Vaults

Native account model with built-in vault policy engine

  • Native account model extension
  • Protocol-level identity & role registry
  • Built-in vault policy engine
  • Runtime enforcement for all account types

On-Chain Analytics

Flow-of-funds tracking and counterparty scoring

  • Behavioral forensics
  • Flow-of-funds tracking
  • Smart contract counterparty scoring
  • Peg risk analytics

System Contracts

Chain-wide compliance hooks with off-chain custody support

  • Chain-wide compliance hooks
  • Native message mapping for off-chain custody
  • Exposed handlers for off-chain triggers
  • Immutable, upgradable system contracts

Roadmap

Q2

Q2: Private Application Layer & Testnet

Q3

Q3: Financial Data & Visibility

Q4

Q4: Compliance, Identity & Analytics

Team / Backers

Protocol developers, ZK engineers, and finance industry experts

Supported by Base and aligned with institutional finance vision

Join the future of institutional finance